Nitin is a commerce graduate from Panjab University, Chandigarh and holds a post graduate diploma in management from Institute for financial management and research (IFMR), Chennai. Nitin has worked with a Chartered accountants firm for 3 years, where he gained exposure to accounting, costing and taxation, and was involved in statutory audits for various organizations including banks. During his internship at Dun and Bradstreet, South Asia & Middle East as a part of his PGDM course at IFMR, he developed credit scoring models for the clients of Predictive Sciences and Analytical division. After his management course, he joined as a consultant with Micro-finance Strategy Unit - Center for Microfinance, where his work involved facilitating investments into MFIs. He is Senior Manager (resources and business intelligence) in IFMR Trust Holding Company Pvt Ltd. Nitin takes care of Business planning. Financial Management, financial/statistical modeling, capital structuring and business valuations have been his area of expertise.